What To Do If Your Mortgage Is Denied

Finding a mortgage lender is easy, but walking away with a mortgage can be trickier. In fact, only just over half of applicants are approved. This is especially true in light of tighter credit restrictions following the recent recession. With a logical approach to this

Where To Go For Help On Your Background Check

If you are offered a job or are investigated at work, your employer may request a background check. It is important to know what is acceptable and when you should contact the Federal Trade Commission or Equal Employment Opportunity Commission. What Information Can An Employer Request?Employers

Great Interview, But Bad Background Check?

When you apply for a job, there’s a lot that goes on before a decision is made about whether you should be hired. You typically submit a resume along with the application, meet with executives for at least one interview and undergo a background check.

What Can Go Wrong With My Background Check?

Something went terribly wrong. You applied for a wonderful job, had a great interview and felt sure that you would be offered the position. Unfortunately, you don’t hear back, so you call the employer and find out that you failed your screening. You’re confused because

3 Tips For Shopping For A Home Mortgage

Access to financing determines your ability to successfully negotiate a home purchase. In seller’s markets, proof of mortgage pre-approval can help you clinch the deal, so it is important to to shop for a home mortgage before you start scheduling home tours. 1. Get your Financials

Uses for a 4506-T Form

Official tax forms are multipurpose documents. For instance, the IRS 4506-T Form can be used to verify a borrower’s income as well as his or her tax information. Income Verification When lenders borrow through Fannie Mae, the division requires them to complete the IRS 4506-T Form during

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