January 2026 Newsletter

January 2026 Newsletter

January 2026 Newsletter

Wishing You a Great Start to 2026!

January 2026 brings fresh beginnings, steady courage, and the kind of clarity that makes the next step feel possible. Here’s to moving forward with confidence, protecting what matters, and creating a year you’re proud to look back on.

Find strength in small wins, clarity in big decisions, and calm in the moments in between. Here’s to a year built on trust, resilience, and forward motion.

As always, please reach out to our team with any questions.

Stay safe and healthy,

Sandra James

P.S. Check out my new book! It’s an Amazon Best Seller!

https://a.co/d/9N7xLB3

Sandra James

Industry News

Meet the new tech laws of 2026

Coming into force this year: AI regulations galore, a teen social media lockdown, and “Taylor Swift” laws.

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HUD Boosts FHA & HECM Loan Limits For 2026

HUD has raised the FHA forward and reverse mortgage loan limits to reflect higher home prices and preserve access to insured mortgage credit across both low- and high-cost housing markets

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Read the Latest Blogs

FCRA Compliance in 2026

FCRA Compliance in 2026: What’s Changed and What Hasn’t

As we enter 2026, employers and lenders must navigate a more complex environment shaped by new guidance from federal regulators, increased state-level enforcement, the rise of artificial intelligence in hiring, and a renewed emphasis on protecting consumer rights.

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What Borrowers Expect in 2026: The New Lending Experience Checklist

What Borrowers Expect in 2026: The New Lending Experience Checklist

Lending experience is no longer a nice-to-have. It is a conversion lever, a risk lever, and a reputation lever.

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