January 2026 Newsletter
Wishing You a Great Start to 2026!
January 2026 brings fresh beginnings, steady courage, and the kind of clarity that makes the next step feel possible. Here’s to moving forward with confidence, protecting what matters, and creating a year you’re proud to look back on.
Find strength in small wins, clarity in big decisions, and calm in the moments in between. Here’s to a year built on trust, resilience, and forward motion.
As always, please reach out to our team with any questions.
Stay safe and healthy,
Sandra James
P.S. Check out my new book! It’s an Amazon Best Seller!

Industry News
Meet the new tech laws of 2026
Coming into force this year: AI regulations galore, a teen social media lockdown, and “Taylor Swift” laws.

HUD Boosts FHA & HECM Loan Limits For 2026
HUD has raised the FHA forward and reverse mortgage loan limits to reflect higher home prices and preserve access to insured mortgage credit across both low- and high-cost housing markets


