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February 14, 2020 In 4506-T Tax Transcripts, Banks, Blog, Credit Unions, Financial, IRS and Tax Transcripts, Lender Solutions, Mortgage Companies, Small Business

Can a bank ask for tax returns?

Banks have become more cautious than ever since the mortgage crisis, so they are no longer able to simply ask if a person has the ability to repay a loan. There are many people able to provide enough information without resorting to the bank asking

January 27, 2020 In 4506-T Tax Transcripts, Banks, Blog, Business Taxes, Credit Unions, Financial, Lender Solutions, Mortgage Companies, Small Business

Can banks access tax records?

When you apply for a loan from a bank, you should expect them to ask you for verification of your income. Before the economic crash of 2008, it was easy to get a loan simply by self-certifying your income. Those days are long gone, and

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