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March 15, 2020 In 4506-T Tax Transcripts, Financial, Home Mortgage, Lender Solutions

Why does your lender want a Form 4506-T from you?

In the simplest terms, it’s a form that lenders use to verify you filed a tax return and confirm the income you reported on your mortgage application. On the other hand, it can also prove that you didn’t file a tax return. It sounds simple

February 14, 2020 In 4506-T Tax Transcripts, Banks, Blog, Credit Unions, Financial, IRS and Tax Transcripts, Lender Solutions, Mortgage Companies, Small Business

Can a bank ask for tax returns?

Banks have become more cautious than ever since the mortgage crisis, so they are no longer able to simply ask if a person has the ability to repay a loan. There are many people able to provide enough information without resorting to the bank asking

March 16, 2015 In Blog, IRS and Tax Transcripts, Lender Solutions

How to Get Your Tax Transcripts Faster?

icture this – After months of searching, you finally stumbled upon your dream home. Since you had an excellent credit score, you decided to make the downpayment and pay the appraiser and home inspector in advance. You were just one step away from getting your

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