Lender’s Guide to Form 4506-T

The 4506-T is a request for tax return transcripts from the IRS. After the housing market crashed, Fannie Mae has made it mandatory for lenders to verify a borrower’s claim to income. Lender could have the applicant sign form 4506-T before or at time of

Impact of Revised EEOC Criminal Record Guidelines

Under Title VII of the Civil Rights Act, it is illegal for employers to discriminate against job applicants based on race, color, religion, sex, or national origin.  The EEOC (Equal Employment Opportunity Commission) ensures that these rights are upheld in the employment market. The EEOC recently introduced new guidelines in

How Form 4506-T Keeps Fraud in Check

Lending and borrowing are the two sides of a seesaw that keeps the delicate balance in an economy. Any process that might impair this balance should be dealt with utmost care. People need to be patient and understand that certain procedures take time and that

The Yahoo Debacle: What Can We Learn from It?

You all must be aware that Yahoo’s ex-CEO was accused of padding his resume with false accreditations, supposedly achieved a long time ago. No one has answers as to how a man who has had such high-profile jobs managed to keep this under wraps for all these

Astra’s September Event

Members of Astra met at a WBE (Women’s Business Enterprise) networking event hosted by Akraya, in Sunnyvale. The theme of the event was ‘Meet Astra (WBENC), Working Together’ and was kicked off with a round of introductions. Astra provides a platform to forge friendships, make