As a lender, you often need to quickly explain to your clients what the differences are between government and conventional mortgages. You’ll be able to leverage this article as a reference for your clients on what the key differences are between the different types of
In the 21st century, it has become commonplace for employers to conduct background checks on prospective hires. These background checks help companies get a better idea of who they are hiring and if there are any red flags that may not have been revealed during
It often takes time to find the right individuals to join your team. Once you find them, you understandably want to roll through the background check and get your candidate to work as soon as possible. Conducting a thorough background check is a critical step in
Identity theft continues to be a major problem for individuals of all ages in 2022. In fact, more than 15 million Americans will likely be affected by this serious issue this year alone. Certainly, the technologies that we all use each day have become more
On January 1, 2023, the California Privacy Rights Act (CPRA) goes into effect. The CPRA includes a long list of requirements for human resources departments. HR departments will be required to audit personal information collected from employees and to create workflow processes related to employees’
The U.S. Department of Housing and Urban Development, or HUD, publishes a handbook that provides the guidelines for appraising new and existing homes. This appraisal guide is meant to ensure the safety and minimum efficiency of homes and new constructions. FHA Appraisal Overview The Federal Housing Authority,
As an HR professional, it's your duty to vet applicants during the screening process. In addition to verifying educational and employment claims, you may also wish to check other aspects of an applicant's background. Your company's reputation is closely tied to that of your employees,
The most crucial element of your mortgage marketing is to ensure that your marketing program is compliant with all governmental laws, standards, and regulations. This applies to all of your marketing material, including brochures, leaflets, advertisements, and emails. Violations can result in large penalties and
When it comes to offering a job to a prospective employee, Human Resources departments want to make the right decision. Increasingly, background checks for possible hires has become a common step taken right after HR makes a job offer. Some current employment screening trends can help business
As a loan officer, there are a few ways you can use social media to boost your visibility and bring in new referrals. While people are used to ignoring online ads, they generally listen to recommendations from their friends on social media. By using social