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What Is Proof of No Income?

What Is Proof of No Income?

There are some circumstances that require a person to prove they have no income. Proving a negative is not as easy as proving a positive, but there are ways to do so. The following tips can prove useful.

Utilize the IRS by going on their website where you can download Form 4506-T which is a “Request for Transcript of Tax Return.” This will indicate all income for the previous year. You can also obtain information on W-2s or 1099s under your Social Security number. You can even obtain a Verification of Non-Filing Letter from the IRS. This would simply prove the IRS has no record of filed income tax forms.

A written statement that indicates no income can be used; however, it should be accompanied by documents that show no income from the previous year.
A person can write and sign a statement explaining there is no income, or there will be no income, or there will be a decrease in income along with an explanation of how and why the change took place.

Many students do not work and can easily prove their full-time student status through a current class schedule, transcript or acceptance letter. These documents will not show student income and need to be accompanied by a letter which explains no income due to being a full-time student and that the school document is being provided as proof of zero income.

Any documents from state or federal benefit agency that show zero income. These can be eligibility notices for food stamps or Medicaid for instance.

If zero income is due to the loss of a job, this can be proven by a termination letter or a notice of severance pay on your last paycheck stub. If job loss is due to company closure, you could have a notification letter provided by your previous employer.

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