The student loan landscape has undergone another significant change, affecting not just borrowers but also lenders and financial institutions. On November 21, 2025, the U.S. Department of Education updated its guidance on income-driven repayment plans, marking a pivotal shift in how millions of Americans will
Hiring the right person isn't just about filling a seat; it's about investing in your business's future. Whether you're a fast-growing startup or a well-established organization, making the wrong hire can be costly in more ways than one. Beyond the immediate financial loss, poor hiring
In the modern lending landscape, speed and accuracy are not just competitive advantages. They are expectations. Borrowers want fast, seamless experiences, while lenders must verify income with precision and ensure compliance with tightening regulatory oversight. In an environment where fraud is on the rise and
The Rise of Skills and Identity-Based Verification
As financial fraud continues to evolve, lenders are under increasing pressure to validate borrower identity with speed, accuracy, and regulatory precision. Two tools often used in this effort are Form SSA-89 and Know Your Customer (KYC) procedures. While both serve to confirm identity, they serve
In a rapidly evolving legal and workplace environment, employers can no longer take a one-size-fits-all approach to their drug screening policy. With shifting cannabis laws, growing attention to employee rights, and updates in Department of Transportation (DOT) regulations, 2025 is shaping up to be a