In a competitive lending environment, speed matters. Accuracy matters more. Income misrepresentation remains one of the most common and expensive forms of applicant fraud across consumer, mortgage, and small business lending. What makes it tricky is that many files look clean at first glance. The
Remote hiring has opened the door to incredible talent, faster time to fill, and more flexible teams. As more roles move online, smart companies are also updating how they confirm that the person they interviewed is the same person they onboard. The FBI has warned
Borrowing is rarely a happy calendar invite. It usually arrives as urgency, stress, or opportunity, and the borrower has one simple goal: get to a clear answer without feeling foolish, exposed, or trapped. That’s why lending experience is no longer a nice-to-have. It is a conversion
In today’s compliance-driven hiring landscape, the Fair Credit Reporting Act (FCRA) remains one of the most important laws every employer, HR professional, and lending institution must understand. Originally enacted in 1970, the FCRA governs how background checks and consumer reports are used in employment decisions
The student loan landscape has undergone another significant change, affecting not just borrowers but also lenders and financial institutions. On November 21, 2025, the U.S. Department of Education updated its guidance on income-driven repayment plans, marking a pivotal shift in how millions of Americans will
Hiring the right person isn't just about filling a seat; it's about investing in your business's future. Whether you're a fast-growing startup or a well-established organization, making the wrong hire can be costly in more ways than one. Beyond the immediate financial loss, poor hiring
