In a rapidly evolving legal and workplace environment, employers can no longer take a one-size-fits-all approach to their drug screening policy. With shifting cannabis laws, growing attention to employee rights, and updates in Department of Transportation (DOT) regulations, 2025 is shaping up to be a
As identity theft and synthetic fraud continue to rise, federal regulations like the Red Flags Rule and the Customer Identification Program (CIP) remain critical components of a lender’s risk management and compliance strategy. Yet, with evolving fraud tactics and shifting borrower expectations, many lending institutions
In 2025, lenders are under more pressure than ever to close loans faster, reduce fraud, and meet borrower expectations for digital convenience. That’s why the recent shift toward automated IRS transcript access, enabled through updated 8821 and 4506-C tools, is being hailed as a game
The background screening industry is experiencing a wave of significant mergers and acquisitions (M&A) in 2025. This trend marks a pivotal moment of screening industry consolidation, reshaping how services are delivered and consumed. While this kind of activity often signals innovation and scale, it also raises
In an increasingly digital world, consumers are seeking faster, safer, and more seamless ways to interact with financial services. From mobile banking to instant loan approvals, expectations have evolved. At the heart of these innovations lies a powerful enabler: digital identity trends. As identity verification
In today’s competitive hiring landscape, job seekers are working hard to stand out, and most bring genuine value and ambition to the table. But occasionally, a few may stretch the truth on their resumes. That’s where HR professionals and hiring managers can make a real