For decades, the lending business field was antiquated and backward. Most companies did not even use computers. They had a basic model of loans, loan amounts, and actuarial tables that allowed them to make large sums of money. But the recent increase in financial technologies
First-time homebuyers have a lot to contend with when looking out at today's market. Home prices and mortgage rates have surged in the past couple of years and may remain high for some time. Those new to the market may feel overwhelmed as they juggle
The Paycheck Protection Program, or PPP, received funding from the CARES Act in 2020. Several reauthorizations have extended this program to help employers weather the current economic difficulties. Three rounds of PPP funding helped businesses stay afloat during mandated shutdowns and months of people sheltering
The importance of receiving a good home appraisal should not be underestimated. Your borrowers will need a good appraisal if they are planning to secure a home equity line of credit. But how do you prepare them for a home appraisal? Here are four simple tips you
As a lender, you often need to quickly explain to your clients what the differences are between government and conventional mortgages. You’ll be able to leverage this article as a reference for your clients on what the key differences are between the different types of
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