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Lender Solutions | Blog

Read the latest news on lending.

When Is Form 4506 Used for a Tenant?

Isn’t 4506-T used by lenders to obtain tax return transcripts, you may ask. Well, yes, but it also has a role in the home rental market where 4506-T is used by the landlords before choosing a tenant: income and employment verification. It is crucial to verify a

Is Low Mortgage Rate a Mirage?

Mortgage rates have been hitting record lows for the past few months, but that has not increased the rate of home sales around the nation. Why is that? There are many factors that are obstructing home sales, including bad credit, low income, and the tougher