People may not think they have control over issues related to mortgage fraud. However, when shopping for a home mortgage loan, potential borrowers may take some steps so they do not inadvertently engage in unethical activities. Previously, lenders lessened requirements, only requiring applicants to provide the
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Buying a home involves a lot of paperwork, and the most important pieces of paperwork are tax returns. Mortgage companies use to allow home buyers to state their income without any documentation, which led to the housing market crash in 2008. Now, whenever someone is
One of the first steps that every employer should take to make the workplace safe is to conduct proper background screening on any potential employees. Background checks can provide the employer with a rounded look at the potential employee in a manner that cannot be
Sometimes you or a third party individual or company might need to retrieve past tax return transcripts from the Internal Revenue Service, including W-2 Wage and Tax Statement, 1099 Miscellaneous Income, 1040 U.S. Individual Income Tax Return, 1120 U.S. Corporation Income Tax Return and 1065
When people borrow money from lenders like banks and credit unions to buy a new home or they refinance an existing mortgage, they are asked to submit IRS Form 4506-T Request for Transcript of Tax Return to confirm past and most recent tax return income
Tips to Prevent Mortgage Fraud Posted on March 7, 2017by Sandra James People may not think they have control over issues related to mortgage fraud. However, when shopping for a home mortgage loan, potential borrowers may take some steps so they do not inadvertently engage in unethical activities. Previously, lenders
Imagine opening the front door to your house and inviting strangers in to come stay for awhile. Unless you had good reason to do so, you would probably find this act risky and dangerous. These individuals could rob your home or hurt your loved ones.
One of the most time-consuming aspects of the mortgage application process is gathering together all of the paperwork your mortgage lender requires. Included in the many items that lenders commonly request are prior years’ tax returns. It is common for lenders to ask to see