In this day and age, when everything is digital and social life is confined to Facebook, we let internet play the role of cupid. Online dating websites help us find the right partner, with so many success stories to boost. Last year, 40 million Americans
Mortgage rates have been hitting record lows for the past few months, but that has not increased the rate of home sales around the nation. Why is that? There are many factors that are obstructing home sales, including bad credit, low income, and the tougher
Believe it or not, but medical identity theft is the most rampant type of identity theft in the world. There are two types of possible thefts in this field: one that involves the theft of a patient’s identity and the other involving the loss of
In times when ‘For Sale’ boards and foreclosed homes are rampant, one often thinks of the expression ‘one rotten apple spoils the whole barrel’. Is it really true in the case of housing market? Well, according to a study conducted by economists from MIT and
So the go green trend has caught up with the Internal Revenue Service (IRS) and the Federal Housing Administration (FHA). They are going paperless by implementing electronic signatures on income tax forms.What do you think? Will it bring security and ease?
In this day and age when everybody is on a quest to go paperless, the Internal Revenue Service (IRS) and the Federal Housing Administration (FHA) have been working together to implement e-signatures in the mortgage world. A part of this venture was a successful pilot
Background checks are an important aspect of the employment process; equally important is the requirement of a discrimination free hiring process. In our past blog, we had discussed how the EEOC has set new guidelines to avoid discrimination during background checks. However, that is not
If you own a mortgage or are thinking of taking one, then the new changes in the Dodd-Frank ACT will be of interest to you. As of August 15th, 2012, the Federal Reserve and five other financial regulatory agencies have proposed a new appraisal requirement
A few days ago, President Obama announced that he plans to heal the wounding American economy by pushing the Congress to pass the Home Affordable Refinance Program. The bill will help ‘responsible’ homeowners refinance their mortgages at a much lower rate and will amount to
Watch our CEO, Sandra, and Microsoft’s Fernando Hernandez at Astra’s 16th Annual Workshop in San Francisco, as they role-play and give practical advice on how to close a deal during networking events. Mr Hernandez, Director of Supplier Diversity at Microsoft, shares his expertise on how big