Raul Pellerano, Author at Private Eyes Background Checks

January 6, 2026 In Lender Solutions

What Borrowers Expect in 2026: The New Lending Experience Checklist

Borrowing is rarely a happy calendar invite. It usually arrives as urgency, stress, or opportunity, and the borrower has one simple goal: get to a clear answer without feeling foolish, exposed, or trapped. That’s why lending experience is no longer a nice-to-have. It is a conversion

January 6, 2026 In Background Checks

FCRA Compliance in 2026: What’s Changed and What Hasn’t

In today’s compliance-driven hiring landscape, the Fair Credit Reporting Act (FCRA) remains one of the most important laws every employer, HR professional, and lending institution must understand. Originally enacted in 1970, the FCRA governs how background checks and consumer reports are used in employment decisions

November 26, 2025 In Lender Solutions

A Critical Shift in Student-Loan Repayment: What Lenders and Brokers Need to Know

The student loan landscape has undergone another significant change, affecting not just borrowers but also lenders and financial institutions. On November 21, 2025, the U.S. Department of Education updated its guidance on income-driven repayment plans, marking a pivotal shift in how millions of Americans will

November 26, 2025 In Background Checks

The ROI of a Thorough Background Check: Reducing Turnover and Liability

Hiring the right person isn't just about filling a seat; it's about investing in your business's future. Whether you're a fast-growing startup or a well-established organization, making the wrong hire can be costly in more ways than one. Beyond the immediate financial loss, poor hiring