The student loan landscape has undergone another significant change, affecting not just borrowers but also lenders and financial institutions. On November 21, 2025, the U.S. Department of Education updated its guidance on income-driven repayment plans, marking a pivotal shift in how millions of Americans will
Hiring the right person isn't just about filling a seat; it's about investing in your business's future. Whether you're a fast-growing startup or a well-established organization, making the wrong hire can be costly in more ways than one. Beyond the immediate financial loss, poor hiring
The Rise of Skills and Identity-Based Verification
As financial fraud continues to evolve, lenders are under increasing pressure to validate borrower identity with speed, accuracy, and regulatory precision. Two tools often used in this effort are Form SSA-89 and Know Your Customer (KYC) procedures. While both serve to confirm identity, they serve