In 2025, lenders are under more pressure than ever to close loans faster, reduce fraud, and meet borrower expectations for digital convenience. That’s why the recent shift toward automated IRS transcript access, enabled through updated 8821 and 4506-C tools, is being hailed as a game
The background screening industry is experiencing a wave of significant mergers and acquisitions (M&A) in 2025. This trend marks a pivotal moment of screening industry consolidation, reshaping how services are delivered and consumed. While this kind of activity often signals innovation and scale, it also raises
In an increasingly digital world, consumers are seeking faster, safer, and more seamless ways to interact with financial services. From mobile banking to instant loan approvals, expectations have evolved. At the heart of these innovations lies a powerful enabler: digital identity trends. As identity verification
In today’s competitive hiring landscape, job seekers are working hard to stand out, and most bring genuine value and ambition to the table. But occasionally, a few may stretch the truth on their resumes. That’s where HR professionals and hiring managers can make a real
If you're lending to small businesses, you've likely heard about Section 1071. It's part of the Dodd-Frank Act, and after years of legal back-and-forth, the Consumer Financial Protection Bureau (CFPB) is moving forward with it, albeit with more pushback and rule revisions still underway. At its
Hiring has changed a lot in the past few years. AI tools are now helping companies scan resumes, identify red flags, and even score how likely a candidate is to succeed. These tools can save time, especially when you're hiring at scale. But there's a
Building a strong, innovative team is key to every tech company's success. In today's fast-paced world, background checks have become crucial for hiring, helping companies protect their assets and create workplaces built on trust and excellence. Proactive hiring practices empower companies to select talented individuals who