Between the first quarters of 2021 and 2022, there was a noted 15% increase in fraud, according to the National Mortgage Application Fraud Risk Index. As more and more financial institutions are trying to make financial solutions easier for applicants so that they can be
Employers all over the United States are re-evaluating their COVID-19 vaccine mandate policies. While many companies mandated their employees get the vaccination initially, several are beginning to relax their policies to attract more applicants. According to CNBC, an average of 6.7% of new job listings across
Buying a home in today’s rapidly changing housing market can be a frustrating, stressful experience for your clients. Homebuyers often have many legitimate concerns, and they may ask for your expertise with their efforts. What key pieces of advice can you give your prospective clients
In the past, when a person has bad credit, this impacts their ability to get a job. Many states have since enacted laws that protect their jobseekers from discrimination based on their credit score or credit history. Employers can no longer use this information in making hiring
For decades, one little box on a job application was the bane of many people's attempts to find work: "Have you ever been convicted of a crime?" Usually, if the person had a criminal history, this was the death knell for the applicant's hopes of
For many years, going through a mortgage process means filing a lot of paperwork and sitting through what could be a long waiting time. This could prove to be inconvenient for someone who has a busy lifestyle, or someone who works odd hours. Luckily, today’s Fintech
No matter what type of business you operate, employee drug tests are essential to your reputation, safety and bottom line. Choosing which types of drug tests to perform on your applicants and employees can be a challenge. With these helpful tips from our team at
For decades, the lending business field was antiquated and backward. Most companies did not even use computers. They had a basic model of loans, loan amounts, and actuarial tables that allowed them to make large sums of money. But the recent increase in financial technologies
Most employers and human resources professionals recognize the importance of screening candidates before formally extending an offer or hiring an employee. However, many companies stop there. You might not have realized that a post-hire background check is just as important as a screening check. Consider
First-time homebuyers have a lot to contend with when looking out at today's market. Home prices and mortgage rates have surged in the past couple of years and may remain high for some time. Those new to the market may feel overwhelmed as they juggle