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The human rights law ban on pre-employment marijuana testing took effect on May 10, 2020 in NYC
July 27, 2020 In Background Checks, Blog, Drug Screening, Pre-employment

The human rights law ban on pre-employment marijuana testing took effect on May 10, 2020 in NYC

Job candidates no longer can be tested for marijuana in New York City, per law by the New York City Commission on Human Rights. Passed in April 2019, the law is an amendment to the New York City Human Rights Law after mandatory pre-employment marijuana

How Can Your Business Benefit from Continuous Monitoring?
July 21, 2020 In Background Checks, Blog, Employees

How Can Your Business Benefit from Continuous Monitoring?

How well do you know your employees? What verification checks do you have to confirm their backgrounds? When practicing due diligence, human resource managers countercheck the work and criminal records of all employees. These checks are vital, especially when employees’ past behavior can impact their

Consultative Selling Tips for Loan Officers
July 21, 2020 In Financial, Home Mortgage, Lender Solutions, Small Business Loans

Consultative Selling Tips for Loan Officers

Customers are looking for loans from sellers who appear more approachable. You risk losing customers if you insist more on selling the product and ignore your customer’s feelings. Here are some tips towards achieving meaningful relationships with your prospects.Understand the Customer’s NeedsYou should be familiar

Should Your Business Perform a Driving Records Search?
July 6, 2020 In Background Checks, Blog, Compliance, Motor Vehicle Report

Should Your Business Perform a Driving Records Search?

Checking your employee's driving record should be as routine as doing a background check when selecting the right candidate for your company. Just like background checks, an employee's driving record can change at any time after they have been recruited. This means any negative marks

Lending to a Single-Member LLC
July 6, 2020 In Banks, Blog, Credit Unions, Lender Solutions, Mortgage Companies, Small Business Loans

Lending to a Single-Member LLC

When dealing with a single-member limited liability company (LLC), most lenders have questions about the entity’s tax consequences.Since a single-member LLC has one individual responsible for it, the concern is often justified due to being tied to the owner’s personal financial activity. Thankfully, understanding how

3 Reasons You Should Run a Background Check on Interns
June 30, 2020 In Background Checks, Blog, Job Interviews, Pre-employment

3 Reasons You Should Run a Background Check on Interns

If you are hiring interns at your company, you may be wondering whether a background check is necessary. An intern will generally work for your company for a specific period of time to gain work experience and then move on to their next opportunity.For this

Mistakes That Loan Officers Make
June 30, 2020 In 4506-T Tax Transcripts, Banks, Blog, Financial, Home Mortgage, Lender Solutions, Small Business Loans

Mistakes That Loan Officers Make

To be a successful loan officer, you must master the art of timing. For example, closing deals during the holidays can be almost impossible. Most leads postpone signing the contract until after the festivities. Second, getting your facts right regarding the interest rates, terms, and

What A Bad Background Check Can Cost Your Business
June 19, 2020 In Background Checks, Blog, Pre-employment, Work History

What A Bad Background Check Can Cost Your Business

When it comes to the hospitality industry, people are the most important asset that your business has and it's important to make sure that you have the right team. Your customers will be interacting with your employees during the time that they spend with your

Silent Liens and Their Risks to Lenders
June 19, 2020 In Banks, Banks, Blog, Credit Unions, Financial, IRS Tax Audits, Lender Solutions, Mortgage Companies, Small Business Loans

Silent Liens and Their Risks to Lenders

Silent liens refer to a lien that is not on any public record. The IRS uses this type of lien to invoke a more aggressive approach to collecting unpaid taxes on the lien when other methods have failed. This can cause many problems for a

Why could your business loan be rejected?
June 12, 2020 In Blog, Financial, Lender Solutions, Small Business Loans

Why could your business loan be rejected?

Securing a loan for your startup venture or for keeping your business afloat can be incredibly challenging. Despite having many business financing options, getting a loan is still hard, especially for first-time business owners who don’t understand the requirements.To get a better understanding, here are

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