Drug testing remains important for businesses during the pandemic so that they can promote a positive & safe workplace. Before COVID-19 swept across the world, drug use was already increasing in the U.S. More than ever, it’s important that businesses maintain safe environments and comply
Applying for a loan is undoubtedly a stressful process. With so many details and steps to account for, making mistakes seems almost inevitable. Fortunately, with your guidance, expertise, and the following advice, you can provide peace of mind while improving the chances of your client’s
Homeowners across the United States have suffered severe income loss due to the COVID-19 pandemic. As the unemployment rate has risen in many states throughout the country, homeowners are becoming delinquent on their mortgages. As the percentage of homeowners with past due mortgage loans rises,
In a competitive job market, a prospective employee's educational background could be of significance. Employers will often use this information to determine whether or not applicants have the right qualifications for a specific job.As an HR or hiring manager, you have a responsibility to verify
Eligibility For VA IRRRLs If your clients have a VA loan and are interested in lowering their interest rate, you should consider offering them the option of applying for the Interest Rate Reduction Refinance Loan. Abbreviated as IRRRL, this refinancing option allows veterans and military families
When the COVID-19 pandemic hit, lawmakers rightfully shifted their priorities. With the introduction of more health-related bills, others took a back seat. For employers, this meant that laws addressing ban-the-box legislation, marijuana consumption, and pay equity were officially put on hold. Though temporarily stagnant, great
Due to the high costs of new construction, construction loans stand at the heart of the entire construction industry. Without builders having readily available access to financial resources, housing and commercial building projects would never see the light of day.As a lender, it's essential that
When working in a human resource department for a medical office or hospital, you'll usually be responsible for completing background checks on potential employees and those who are currently working for the company. Employees who could have past or current criminal issues might not be
Rarely have interest rates on home mortgages been lower. The average interest rate for a 30-year loan has been around 3%, and the rate for a 15-year loan has approached 2.5%. Because of the drop-in interest rates, the price of houses has actually gone up
Drug testing has become a vital part of the hiring process. With drug abuse costing U.S. employers as much as $280 billion a year, employers have every reason to be cautious. They have the right to be cautious about bringing aboard new employees who already